Schengen Zone consists of 27 European countries which have signed the agreement that guarantees abolishment of their internal borders, free movement of people, capital, services, and goods. These nations are nearly 420 million European people.
Schengen countries have also established common policy concerning insurance obligations for outside Schengen visitors. These requirements are identical in whole Schengen Zone of 27 European countries.
However, European Union countries list is the same in a significant part, but don't confuse it with the list of the countries of Schengen Area:
According to European Law (Regulation EC No 810/2009) travel medical insurance is an obligation for all visitors outside European Union and Schengen Area countries. Visa Schengen holders are required to have travel health insurance staying in Europe.
No deductibles. All medical expenses direct refund after sudden illness and accidents. Dental care (up to 200 EUR), medical transportation and repatriation to country of residence, urgent and emergency care, hospitalization, doctor' visits, assistance and more.
Coverage for any kind of tourist, work and study stay in all Schengen Zone. 27 countries in Europe on the one insurance policy. It works for visa as well as non-visa travelers. Buy online coverage from 1 till 36 months using credit/debit card or bank transfer.
If insurance contract hasn’t started yet you get a refund in full of your insurance premium. Your money is reimbursed if visa is denied. You get insurance premium back on your account in 100%, without any additional fees after short online procedure.