Schengen Insurance Requirements

What insurance is valid?

European law (Schengen Agreement) demands from visitors not only to have any travel medical insurance, but defines specific and detailed requirements of the Schengen insurance policy.

The proof of sufficient medical policy is necessary at the time of Schengen Visa application. Travel medical insurance requirements are:
  • coverage on the minimum level of 30 000 EUR
  • policy valid within the Schengen Area
  • insurance valid for the full duration of stay
  • cover any expenses which might arise in connection with repatriation for medical reasons, urgent medical attention and/or emergency hospital treatment or death

Not all available travel insurance meet the requirements. So, if you decide to choose Schengen Insurance you have to be sure that policy is proper for Schengen Area. Some of Schengen Insurance products exceed requirements of European law to deliver more protection and comfort.

One of the insurance product that has much wider coverage (60 000 EUR) than minimal required and exceeds other requirements is AXA Assistance Schengen Insurance available online on this website. Important issue, especially in all embassies and consulates is also fact that the AXA Assistance is reliable and worldwide known insurance company which deliver best quality Schengen Insurance to their customers.

Schengen Insurance Cost

Must have
for Schengen Visa

According to European Law (Regulation EC No 810/2009) travel medical insurance is an obligation for all visitors outside European Union and Schengen Area countries. Visa Schengen holders are required to have travel health insurance staying in Europe.

60 000 EUR
wide medical coverage

No deductibles. All medical expenses direct refund after sudden illness and accidents. Dental care (up to 200 EUR), medical transportation and repatriation to country of residence, urgent and emergency care, hospitalization, doctor' visits, assistance and more.

All 26 countries
of Schengen Area

Coverage for any kind of tourist, work and study stay in all Schengen Zone. 26 countries in Europe on the one insurance policy. It works for visa as well as non-visa travelers. Buy online coverage from 1 till 36 months using credit/debit card or bank transfer.

100% refund
if visa denied

If insurance contract hasn’t started yet you get a refund in full of your insurance premium. Your money is reimbursed if visa is denied. You get insurance premium back on your account in 100%, without any additional fees after short online procedure.

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